Резюме: Chief risk officer (Кропивницький)

Досвід роботи

• Chief Risk Officer Cashberry (Ukraine, Vietnam) <ul><li>decision-making system from scratch</li><li>process automation (99.5% of decisions were made automatically)</li><li>scoring cards</li><li>anti-fraud system</li><li>verification algorithms </li><li>analytics and reporting (BI/DWH)</li><li>portfolio management</li></ul>
  <p>Extra:</p>
  <ul><li>high Recovery rates were achieved with proper Approval rate</li><li>low cost of loan approvement was implemented</li></ul>
  <p>Expertise:</p>
  <ul><li>CRO in Fintech</li><li>Credit risk</li><li>Anti-Fraud</li><li>Scoring</li><li>AI &amp; ML</li><li>Process automation</li><li>Analytics and reporting</li><li>Python / SQL</li></ul>
• Investor at stock market Remote <p></p>
  <ul><li>investing</li></ul>
  <p></p>
• Head of Retail Credit Risk Management Department VTB Bank (Ukraine) <ul><li>retail loans and SME</li><li>credit policy and methodology</li><li>decision-making system</li><li>process automation</li><li>scoring cards / anti-fraud system / verification center</li><li>analytics and reporting</li></ul>
• Credit expert Kontrakt Bank (Ukraine) <ul><li>SME, legal, individuals</li><li>business analysis</li><li>credit plan preparation and approval</li><li>non-repayment loans control and risk assessment</li></ul>
• Head of microcredit sector Forum Bank <ul><li>SME EBRD expert</li><li>business analysis</li><li>credit plan preparation and approval</li><li>non-repayment loans control and risk assessment</li><li>business plan implementation</li><li>personal limit for a loans approval (EBRD)</li></ul>